Welcome to Insurance Programs and Services
Is your county properly covered? Learn more about the 10 insurance and financial solutions available to your counties and county-related entity through CCAP Insurance Programs.
Insurance Training Opportunities
CCAP's Insurance Programs offer a wide variety of training opportunities available throughout the state at no additional cost for members.
Risk Control Services
CCAP's Insurance Programs offer Risk Control services to assist members with the development, administration and operation of their safety and risk prevention programs at no additional cost.
The CCAP Insurance Difference
Owned and governed by program members, Nonprofit-surplus belongs to the members, Members not at the mercy of commercial market, Free Risk Management Training, Personalized claims services and more!
Our Mission
It is the mission of CCAP insurance programs to assist counties and county related entities to protect their employees, clients, their property, financial assets, and the public who use their facilities.
To accomplish this, CCAP insurance programs staff will strive to provide:
- Quality member services to counties and county-related entities in the area of risk management, insurance, employee benefits, bonding and related areas.
- Professional, fair, timely and accurate claims services to members of CCAP’s insurance programs.
- Professional advice to counties and county-related entities regarding loss control, safety, contractual and operational issues.
- Quality loss control training for management, supervisors and employees of counties and county-related entities.
- Regular, relevant information to members and their insurance producers through the use of various media.
- Any reasonable assistance to counties and county-related entities to make their workplace and operations as safe as possible for the public and county employees.
Resources
About Us
Main Contact Information
- Phone: 1-800-895-9039
- Email:insurance@pacounties.org
Member Services
Programs
CCAP’s insurance programs were created by counties, for counties. Starting in 1980 with the CCAP UC Trust, counties directed CCAP staff to provide services, coverage and training which the traditional insurance market no longer offered. Tailored to the specific needs and risks of Pennsylvania counties, all of our programs are owned and governed by the members they insure.
CCAP and the Delaware Valley Health Trust (DVHT) have partnered to offer an alternative to the commercial health insurance market, providing Pennsylvania counties with upfront savings, enhanced benefits and long-term cost stability.
A Reciprocal Risk Retention Group, which offers stop loss insurance for those counties implementing the behavioral managed healthcare program, HealthChoices.
Nursing Home Liability and Professional Coverages - A Reciprocal Risk Retention Group, which provides Professional Liability and General Liability Insurance coverage.
Patient Trust Funds Bonds - A group bond program for patient trust fund bonds for county owned and affiliated nursing homes.
PA Counties Risk Pool - PCoRP provides property, liability, automobile and other related insurance coverages, loss control, claims services and training to Pennsylvania counties and county related entities.
This program is insured through an A.M. Best "A+" rated carrier surety. Surety bond program for counties to purchase bonds (as required by law) for tax collectors.
Prison Inmate Medical Cost Containment program, a consulting service to help counties save money on the provision of medical services for county prisons.
The UC Trust provides unemployment compensation insurance for county employees.
PA Counties Workers' Compensation Trust - PComp provides workers' compensation coverage for employees of counties and county related entities which includes risk control, claims services and training.
The program, initiated on June 4, 1999, currently extends its coverage to multiple counties in Pennsylvania. It provides insurance for county volunteers, including those injured while volunteering for the county or county-affiliated organizations. Additionally, the program can offer coverage for work release inmates, inmates with alternative sentences, nursing home volunteers, and participants in juvenile tobacco enforcement activities.
County Related Entities (CRE’s)
While CCAP’s role is focused on providing services to counties, we know that counties use various mechanisms to deliver services. Often this involves creating new entities, sometimes with other counties. Many refer to these as joinders, but this can also include separate non-profit or intergovernmental cooperative entities. We call these CRE’s, and several of our insurance programs can assist CRE’s with their risks.
Specifically, our programs for these types of insurance can provide coverage for CRE’s:
- Workers’ Compensation - PComp
- Unemployment Compensation - CCAP UC Trust
- Property and Liability Insurance - PCoRP
- Health Insurance and Other Employee Benefits - CCAP Health Alliance
Each program has its own underwriting guidelines. For example, to become part of PCoRP a CRE has to show it has governmental immunity.
CRE’s interested in a proposal from one of CCAP’s programs should contact us at insurance@pacounties.org.